About RateSale

A San Diego broker that works for you, not one bank.

Jeff Nett has worked in mortgage lending for 25 years. As a broker, RateSale compares loans from multiple lenders, so your options are not limited to one bank’s menu.

We work with borrowers across California, Texas, Idaho and Montana by phone, video and e-sign. When you call, you talk to a licensed loan officer.

5.0 from 54 Google reviews

See my optionsCall (619) 797-5626
The RateSale team

How it works

  1. Step 1: Answer 5 quick questions

    Your goal, timeline, price range and area. No Social Security number, income or credit check.

  2. Step 2: Talk to a licensed loan officer

    A real person calls to understand your plans.

  3. Step 3: Compare and close remotely

    Side-by-side options from multiple lenders, secure uploads and e-sign.

Jeff Nett
Jeff NettNMLS #1094308

Licensed and easy to verify

You can check our licenses any time on NMLS Consumer Access. Full details are on our licensing page.

Jeff also answers common questions on RateSale’s YouTube channel.

Company
NGG Financial Inc dba RateSale
Company NMLS
#1034679
Jeff Nett NMLS
#1094308
California DFPI
#603K402
Texas license
#1034679
Idaho license
#MBL-2081034679
Montana license
#1034679
Office
2116 Montgomery Ave, Cardiff by the Sea, CA 92007

What borrowers say

5.0 from 54 Google reviews

“Jeff gave us several loan options and explained the pros and cons of each. It felt like working with a close friend who had our best interests in mind.”
Sherril Brice, homeowner

See your options in about a minute.

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