Market updates · · Jeff Nett
Mortgage rate averages eased three weeks in a row: a look at the past month
Freddie Mac's 30-year fixed average was 7.18% for the week of Nov 5, 2026, down 0.22 points in a month, but still 0.96 points above a year earlier.
The numbers
- 30-year fixed: Freddie Mac's Primary Mortgage Market Survey put the national average at 7.18% for the week of Nov 5, 2026. That is down 0.06 points from 7.24% on Oct 29 and down 0.22 points from 7.40% on Oct 8.
- Three weekly declines: In Freddie Mac's survey, the 30-year average was 7.40% on Oct 15, 7.32% on Oct 22, 7.24% on Oct 29, and 7.18% on Nov 5, 2026, lower in each of the last three readings.
- 15-year fixed: Freddie Mac's survey put the national average at 6.57% for the week of Nov 5, 2026. That is down 0.03 points from 6.60% on Oct 29 and down 0.16 points from 6.73% on Oct 8. Earlier readings were 6.71% on Oct 15 and 6.68% on Oct 22.
- Compared with a year ago: Freddie Mac's figures show both averages remain higher than last year. The 30-year average is up 0.96 points from 6.22% on Nov 6, 2025, and the 15-year average is up 1.07 points from 5.50% on the same date.
- 10-year Treasury yield: The Board of Governors of the Federal Reserve System reported the 10-year Treasury yield at 4.84% on Nov 5, 2026, down 0.14 points from 4.98% on Oct 29 and down 0.38 points from 5.22% on Oct 8.
These figures are national survey averages. They are not rates offered or quoted by RateSale.
Sources (data as published November 7, 2026)
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