Market updates · · Jeff Nett
San Diego asking prices are down from last year. Why is the price index up?
Realtor.com's San Diego median listing price fell 4.1% year over year to $889,000 in October 2026, while the Case-Shiller San Diego index rose 2.3% to 446.9 in August 2026.
The numbers
- Realtor.com's median listing price for the San Diego metro was $889,000 in October 2026. That is down 4.1% from $927,000 in October 2025 and up 0.1% from $888,450 in September 2026. This figure tracks asking prices of homes listed for sale, not sale prices.
- Earlier this year, Realtor.com's San Diego median listing price was $922,500 in July 2026 and $899,000 in August 2026.
- The S&P Cotality Case-Shiller San Diego home price index (seasonally adjusted, January 2000 = 100) was 446.9 for August 2026. That is up 0.7% from 443.6 in July 2026 and up 2.3% from 437 in August 2025. The latest Case-Shiller reading is for August 2026, two months earlier than the latest Realtor.com listing data.
- Realtor.com counted 5,735 active listings in the San Diego metro in October 2026. That is up 9.7% from 5,229 in October 2025 and down 0.2% from 5,749 in September 2026.
- Realtor.com reported 1,980 San Diego metro listings with a price cut in October 2026. That is up 3.9% from 1,906 in October 2025 and down 4.4% from 2,072 in September 2026.
- Realtor.com's median days on market for San Diego metro listings was 48 days in October 2026. That compares with 46 days in September 2026 and 47 days in October 2025.
Sources (data as published November 11, 2026)
My take
Jeff Nett · Mortgage broker · NMLS #1094308
Average listing price is much different from the sales price. Still, follow the trend, and listing prices on average are coming down, and sale's prices should follow suit. A client's ability to afford a home is lower, mainly because mortgage rates have ticked up. Homeowner's listing their homes recognize that demand for sales have come down, hence why listing prices on average have come down. What if rates come down, AND listing prices come down too? That means solid deals for homebuyers. I think there are going to be plenty of deals for homebuyers in the near future. Using a professional Realtor and Loan Officer will help you find a deal on a home with competitive rates and low fees! Reach out to me today to go over the best homebuying strategy customized to you!
Jeff M. Nett - President of Ratesale.com - Mortgage Rates You Can Trust! 858-442-3641
Opinion of the author, not advice for your situation.
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